Sacramento Foreclosures

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acceleration clause
adjustable-rate mortgage (ARM)
amortization
amortization schedule
annual percentage rate (APR)
appraisal
appraised value
appraiser
appreciation
assessed value
assessment
assessor
assignment
assumable mortgage
assumption
balloon mortgage
balloon payment
bankruptcy
broker
cap
cash-out refinance
certificate of deposit index
clear title
closing
closing costs
co-borrower
collateral
collection
community property
comparable sales
condominium
construction loan
contingency
contract
conventional mortgage
convertible ARM
cost of funds index (COFI)
credit
credit history
creditor
credit report
credit repository
deed
deed-in-lieu
default
delinquency
due-on-sale provision
encumbrance
equity
escrow
escrow account
escrow analysis
escrow disbursements
eviction
examination of title
fair market value
Fannie Mae (FNMA)
Federal Housing Administration (FHA)
FHA mortgage
first mortgage
fixed-rate mortgage
flood insurance
foreclosure
government loan (mortgage)
Government National Mortgage Association (Ginnie Mae)
grantee
grantor
Home Equity Conversion Mortgage (HECM)
home equity line of credit
HUD-1 settlement statement
joint tenancy
judgment
judicial foreclosure
jumbo loan
late charge
legal description
lender
lien
life cap
line of credit
loan
loan officer
loan origination
loan servicing
loan-to-value (LTV)
margin
maturity
merged credit report
modification
mortgage
mortgage banker
mortgage broker
mortgagee
mortgage insurance (MI)
mortgage insurance premium (MIP)
mortgagor
negative amortization
no cash-out refinance
no-cost loan
note
note rate
no-cost loan
notice of default
original principal balance
partial payment
payment change date
periodic payment cap
periodic rate cap
PITI
PITI reserves
point
power of attorney
prepayment
prepayment penalty
prime rate
principal
principal balance
principal, interest, taxes, and insurance (PITI)
private mortgage insurance (MI)
promissory note
public auction
quitclaim deed
real estate agent
Real Estate Settlement Procedures Act (RESPA)
real property
Realtor^®
recorder
recording
refinance transaction
remaining balance
remaining term
repayment plan
revolving debt
right of survivorship
sale-leaseback
second mortgage
secondary market
secured loan
security
seller carry-back
servicer
servicing
settlement statement
subdivision
subordinate financing
tenancy in common
third-party origination
title
title company
title insurance
title search
transfer of ownership
transfer tax
Treasury index
Truth-in-Lending
two-step mortgage
trustee
VA mortgage
Veterans Administration (VA)